The Evaneos Policy offers complete insurance and assistance benefits (covering you during your trip), but also provides a cancellation benefit, securing your travel budget if you are unable to leave.
In the event of a cancellation, your travel agency will apply a cancellation fee, as per their general conditions of sale.
You may be charged for all or part of your trip, which means that you could lose the full amount you paid.
The Evaneos insurance policy covers the cancellation fees!
In the event of a health issue during your trip, it is also important to be covered for medical expenses.
In Europe, there are reciprocal agreements between local health plans, however reimbursements are often low. Also, for most countries outside of Europe, a simple visit to the hospital can cost thousands of euros.
With the Evaneos insurance policy, you are covered for your medical and hospitalization expenses.
The other benefits of the policy, are also quite important: medical repatriation, luggage theft insurance, personal liability abroad, trip cut short benefit, delayed flight or luggage, etc.
This answer only relates to: Evaneos Insurance.