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Chapka travel Insurance

 

You will be reimbursed, on the basis of the purchased price of the goods, with implementation of a fixed obsolescence rate.

DATE OF PURCHASE

% PAID COMPARED TO THE PURCHASE PRICE

< 1 YEAR

75 %

> 1 YEAR TO < 2 YEARS

65 %

> 2 YEARS TO < 3 YEARS

55 %

> 3 YEARS TO < 4 YEARS

45 %

> 4 YEARS TO < 5 YEARS

35 %

> 5 YEARS TO < 6 YEARS

25 % 

> 6 YEARS TO < 7 YEARS

15 %

> 7 YEARS TO < 8 YEARS

5 %

> 8 YEARS

X

 

This obsolescence factor depends on the purchase date of your goods in compared to the date of occurrence of the accident.

For instance:
You buy a camera on the 1st of June 2015 for an amount of 1000€ and you are victim of a flight accident on the 28th of august 2017.
The day of the accident, my camera has a purchase date between 2 years and 3 years.
Therefore, I will be reimbursed up to 55% of the purchase price: 550 €.

 


This answer only relates to: Cap Tempo Expat.