This is the most important benefit of your contract. It covers hospitalization costs due to an accident or to a serious illness while being abroad (for example, appendicitis, fractures…) as well as medical visits (for example if you have a flu, food poisoning…).

The maximum coverage (all medical expenses included) is €1 500 000 with no deductible.

What is covered:

Keep in mind that travel insurances cover the medical expenses due to:

• Unpredictable and sudden illnesses. For example: a flu, a sore ear, a bronchitis, bladder infection or even a bug bite.
• Accidents: fractures, cuts, burns…

Therefore, we cover urgent and essential medical expenses.

Emergency dental care is covered up to €600 per person and per year.

What is not covered *:

*And with our competitors either

• Any unstable preexisting condition, already established before the subscription date
• Pregnancy already known before the effective date of the contract and abortions (except if medically necessary)
• Spa treatments, examinations and routine checkups, or preventive tests and treatments, contraception
• Back pain, sciatica, herniated disc, parietal, intervertebral ligament, scrotal inguinal and umbilical white line.
• Nervous or mental illnesses that required a less than 3 consecutive day hospitalization
• Rehabilitation, osteopathy, chiropractic and physical therapy (unless prescribed as a consequence of a covered illness or accident)