The benefits apply all over the world.

Some benefits will not apply in your country of residence : for instance "Emergency medical expenses abroad".

Should you take out the insurance for a trip within your country of residence, please check the Terms & Conditions for eligible benetfits.

Please note, that we will ask you for your destination at the time of subscription so the insurance certificate can be issued.

This certificate is only useful for people who lodge visa applications.

Be aware that countries or regions subject to restrictions imposed by the Ministry of Foreign Affairs in your country of residence are not covered.